Who We Are

Welcome to our Website. We are BHR & Associates and we are in the business of reducing stress. We have been negotiating debts and problem payables since 1980. Unlike other debt settlement companies we have been here for our clients for a quarter century. We work on your behalf and will do nothing without your authorization.

We not only specialize in settling debts and saving individuals or companies thousands of dollars, we offer a very viable alternative to bankruptcy. We reduce problem debt; credit cards, medical bills, past due payables, disputed bills with suppliers, lawsuits, judgments and liens.

Our debt settlement costs are a percentage of the savings only, so you are always in a net savings position. Our fees are based upon your negotiated settlement. We will work to help you pay off your creditors with a payment plan and provide money if needed. We work strictly on a contingency basis. No hidden costs, no upfront charges. We have a 95% success rate but if we can't help you there is never a fee.

As we have done for so many others, let us help reduce your stress today!